It's Fiscal Friday!
As I mentioned before, I tend to to get the "wants" more that I care to admit. However, I have found one way to keep me on track to be fiscally responsible. Like many people, I love to make lists. This particular list is of my short and long term financial goals. My hope is that I can divert my desire to shop for things I don't need by thinking of the goals I want to meet.
Short Term
October 2013 vacation
Pay off last credit card (8 more payments!)
Make Christmas shopping list for family including a budget
Long Term
Save for my kid's school (pre-school then college)
Go to Italy for J's 40th birthday
Looking over this list, I know I need to add things like grow an independent retirement fund. I do contribute to my company's 401k plus we have a pension plan, however it isn't enough.
So when I look longingly at a new handbag or shoes, I hope this list will continue to keep my on track.
Do you have short and long term financial goals?
Lists of goals are my favorite! I can't believe it's already time to think about Christmas again. And YAY to paying off the final credit card!! We need to plan a celebration for next May :)
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