Friday, February 7, 2014

Fiscal Friday: Credit Karma

It'’s Fiscal Responsibility Friday! Today, I wanted to share a website that has been wonderful in supporting my quest to be fiscally responsible.
J told me about Credit Karma after seeing a feature on MSNBC about the site. Credit Karma is a website where you can monitor your credit score.  I usually check mine once every couple of months, but you can check it more frequently (once a month). Seeing my credit score is not the only benefit of this website. I also like seeing a summary of my/our credit cards and student loans. Even those credit cards that do not have a current balance are listed as long as they are still active accounts. 
**On a side note, writing out my debt (credit cards, school and at that time, my car loan) was one of the scariest things I have ever done. Seeing all your burden written out is very sobering.
Back to Credit Karma, since facing my debts head on, I like having a way that I can monitor my progress. The graph that represents the movement of my credit score is incredibly encouraging. Watching the total debt amount reduce is also a great motivator.
Here is a picture of my actual Credit Karma page (with the numbers blurred out as I’m not THAT brave yet!)

Please note that I am not a financial professional and this post is merely to share my personal experience with Credit Karma. This is not a sponsored post. I am just a happy user of the site!
Make sure to visit my friends Katie and Christina as they will be sharing their thoughts on fiscal responsibility. Join in the conversation by using the hashtag #fiscalresponsibility on Twitter!


  1. Thanks for the website recommendation. I'd seen a few commercials for CreditKarma but I was dubious. I feel so much better about putting in my info with a rec from someone I "know." Congrats on your project so far!

  2. This website seriously gave me so much more information and perspective. It gives the formulas to make sound decisions to improve a credit score. You can use any outlet to track your credit usage, but honestly I don't worry over that so much as the score itself!